The maximum allowable cost of borrowing per $100 borrowed in Ontario is $15. We charge $15 per $100 borrowed. On a $500 loan for 14 days, the cost of borrowing is $75, with a total repayment amount of $575 and an APR of 391.07%. $200 for $17 promotional rate - Under this offer, on a $500 loan for 14 days, we charge $2 per $100 on the first $100 borrowed and then $15 per $100 on the additional $400 borrowed, with a total cost of borrowing of $62, at total repayment amount of $562 and an APR of 323.28%.