The maximum allowable cost of borrowing per $100 borrowed in Ontario is $14. We charge $14 per $100 borrowed. On a $500 loan for 14 days, the cost of borrowing is $70, with a total repayment amount of $570 and an APR of 365%. $200 for free promotional rate - Under this offer, on a $500 loan for 14 days, we charge $14 per $100 on the additional $300 borrowed, with a total cost of borrowing of $42, at total repayment amount of $542 and an APR of 218.4%.